The digital pension, for everyone
Your money and your future, together in one place.
No jargon or hidden fees. Just a simple app where savings make sense.

Pensions shouldn’t be a mystery
For years pensions have been buried in jargon, hidden fees, and paper trails. Zen changes that. The app lets you see savings live, track contributions, and understand exactly what's happening.
Built for simplicity. Designed for peace of mind.

See how Zen simplifies pensions, removes the hassle, and gives you control, from day one

No need to transfer. It moves with you automatically.
Just download the app, answer a few simple questions, and you're all set.
Track your contributions and your fund performance anytime in the app.
You can change your investment strategy in-app. At Zen, we automatically de-risk your account from age 55
Regulated and trusted
Zen Pensions Limited is regulated by the Central Bank of Ireland.
Your savings are held by the world's 4th largest asset manager with over €40 trillion in assets.
The Zen Pensions PRSA has been approved by the Pensions Authority.
Everything in one place
All of your documentation can is stored in the app. Easy to find, always up to date.
Keep more of your savings, invested
Legacy providers take more than you think
Sometimes up to 5% is taken before your money is invested and anything up to 3% annually. That can eat as much as 48% of your total retirement pot.
Small fee difference. Big retirement impact
A difference of just 1% in fees can erode your savings by as much as two years’ salary at retirement.
Zen keeps it simple and fair
No entry or exit fees, ever.
One clear and simple low fee.
Fully digital, no paperwork, no complexity.

Always up to date and here for you

Real-time balances and contribution syncing, always know where you stand

Track performance with daily fund updates

Live in-app chat with real human pension experts
Peace of mind, built into every contribution
Already invited by your employer?
Download the Zen app to activate your account and manage savings with total clarity, all from your phone.
Coming soon...Zen starts with your employer
Why? Because it's the best way to maximise your tax relief through your pay and you don't have to do the heavy lifting.
Bring Zen to Your Workplace